FLEXIBLE FOR EVERY NEED

Personal Information: Your name and email address. Usage Data: Interaction details like opens and clicks.

To send newsletters, updates, offers, and announcements. To personalize content and improve communications based on engagement.

We implement industry-standard security measures to protect your information, including encryption and access control.

We do not sell or share your information with third parties for marketing.We may share data with trusted service providers or when required by law.

You can unsubscribe at any time by clicking the "unsubscribe" link in the newsletter or contacting us directly.6. RetentionWe will keep your data as long as you are subscribed or as legally required.

We may update this policy periodically. Any changes will be posted on our website.

You can access, correct, or delete your personal information by contacting us.

questions, contact us at: Phone : 04343-291000 / Mobile : 948 749 1000.
Email : [email protected]
By subscribing, you consent to the collection and use of your information as described.

When you register with Lydia Nidhi Limited, we may collect the following personal information:
Personal Identification Information : Name, date of birth, contact details (phone number, email address), and gender.
Financial Information : Bank account details, PAN card, Aadhaar number, and other financial documents for verification and compliance.
KYC Documents : Aadhar card, passport, voter ID, utility bills, or any official document required for Know Your Customer (KYC) verification.
Login Credentials : Username, password, and security questions (if applicable) for account access.

We collect and use your information for the following purposes:
Account Creation and Management : To process your registration and set up your account with Lydia Nidhi Limited.
KYC Compliance : To verify your identity and comply with RBI regulations for customer due diligence.
Providing Services : To offer you financial products such as loans, deposits, and other services.
Communication : To send you transactional notifications, account updates, and promotional offers (which you can opt out of).
Legal Obligations : To meet legal and regulatory requirements as mandated by the Reserve Bank of India (RBI) and other governing authorities.

We implement strong security measures to protect your personal data, including:
Encryption : Sensitive data is encrypted during transmission to protect your privacy.
Access Control : Only authorized personnel have access to your information, based on their roles and responsibilities.
Storage : Your personal data is stored securely on protected servers.
While we take all reasonable measures to protect your information, please note that no system is completely secure, and we cannot guarantee the absolute security of your data.

We do not sell, rent, or trade your personal information. However, we may share your data with: Third-Party Service Providers : We may share your information with service providers who assist us in providing services (e.g., KYC verification agencies, payment processors, etc.). Regulatory Authorities : We may share your information with government and regulatory authorities to comply with legal obligations, including those of the Reserve Bank of India (RBI), the Income Tax Department, and other relevant bodies.

As a registered user, you have the following rights concerning your personal data: Access and Update : You can request access to your personal information and request updates or corrections. Opt-Out of Communications : You can opt-out of promotional emails and SMS by clicking the "unsubscribe" link or by contacting us directly. Data Deletion : You may request the deletion of your personal data, subject to any legal or contractual obligations that we may have with you. Withdrawal of Consent : You may withdraw your consent for us to collect and use your personal data, though this may limit our ability to provide certain services.

When registering with us, we may use cookies or similar tracking technologies to enhance your user experience. Remember your preferences for easier registration. Track website usage and performance for improvement purposes. You can manage cookie settings through your browser or device preferences.

Our services are intended for individuals aged 18 or older. We do not knowingly collect personal information from anyone under the age of 18. If we learn that we have collected information from a child, we will take steps to delete that information.

We may update this Registration Privacy Policy from time to time. Any changes will be posted on this page, and we will update the Effective Date at the top of the policy. Please review this policy periodically to stay informed of any changes.

If you have any questions or concerns regarding this Registration Privacy Policy, or if you wish to exercise any of your rights regarding your personal data, please contact us at:

Lydia Nidhi Limited
No.1/137-16, Rayakottai Road, Krishnagiri,
Tamilnadu, India - 635 001.
Phone : 04343-291000 / Mobile : 948 749 1000.
Email : [email protected]
By registering with Lydia Nidhi Limited, you consent to the collection, use, and processing of your personal information as described in this Privacy Policy.

Welcome to Lydia Nidhi Limited!

As Chairman, it is my pleasure to introduce you to Lydia Nidhi Limited,

a trusted financial partner dedicated to empowering our members through secure savings, affordable credit, and community-focused financial solutions.

At Lydia Nidhi Limited, our core philosophy is based on mutual benefit, where each member's success contributes to the well-being of the community. We strive to make financial services accessible, transparent, and tailored to your needs. Whether you are saving for the future or seeking credit, we are here to support your financial journey with trust and integrity. I thank our members, employees, and stakeholders for their continued support. Together, we will continue to grow and create new opportunities for financial success.

Warm regards,
Mr. SRINIVASAN KANNAN
Chairman
Lydia Nidhi Limited

Lydia Nidhi Limited is guided by a skilled and dedicated Board of Directors, committed to driving the company's success and ensuring the highest standards of financial service, transparency, and member-centric values.

Mr. SRINIVASAN KANNAN
Chairman - Managing Director

As the Chairman and Managing Director, Mr. Srinivasan Kannan brings over 18 years of experience in finance and business leadership. He provides strategic direction and oversees the company’s operations, ensuring that Lydia Nidhi Limited stays focused on its mission to empower members with secure and reliable financial solutions.

Mr. JAI BHAVAN RAMAN
Director - Finance

Mr. Jai Bhavan Raman leads the financial operations of Lydia Nidhi Limited, ensuring sound financial planning, investment strategies, and long-term sustainability. With a strong background in corporate finance, he manages the company’s financial health and helps drive its growth.

Mr. SATHISH PANNEERSELVAM
Director - Operations

Mr. Sathish Panneerselvam is responsible for the smooth and efficient functioning of Lydia Nidhi Limited’s day-to-day operations. Her leadership ensures that our services are delivered with excellence, focusing on process optimization, customer satisfaction, and continuous improvement.

We are proud to have a skilled and experienced leadership team guiding our organization.

Our executive team is committed to promoting financial inclusion, supporting our members, and fostering community growth.

Mrs. MASILAMANI VELLINGIRI
Secretary

 Mrs. Masilamani ensures that the company adheres to all regulatory and statutory requirements. With a robust background in corporate law and governance, she plays a vital role in maintaining transparency and compliance across the company’s operations. 

Mrs. Masilamani works closely with the Board of Directors to ensure sound governance practices are followed and that shareholder interests are consistently safeguarded.

Mr. GUGANATHAN MANI
General Manager - IT & Systems

Mr. Guganathan is the General Manager - IT & Systems at Lydia Nidhi Limited, responsible for overseeing the company's technology infrastructure, digital transformation initiatives, and ensuring secure and efficient IT operations. With a strong background in information technology and systems management, Mr. Guganathan plays a pivotal role in implementing innovative IT solutions that enhance business operations and improve service delivery.

Mr. SREEDHAR GANESAN
General Manager - Savings & Deposits

Mr. Sreedhar serves as the General Manager - Savings & Deposits, where he is responsible for overseeing the company’s deposit products and ensuring that members receive competitive and secure savings options. With extensive experience in financial services, Mr. Sreedhar focuses on product innovation, customer satisfaction, and strategic growth in the deposit segment.

Mr. CLEMENT PANNEERSELVAM
General Manager - Credit & Loans

As the General Manager - Credit & Loans, Mr. Clement is responsible for managing the credit and loan portfolio at Lydia Nidhi Limited. With in-depth expertise in credit analysis, risk management, and loan operations, Mr. Clement ensures that the company’s lending practices are in line with member needs while maintaining financial prudence.

Mr. BALACHANDER GANDHI
Assistant General Manager - Human Resources

Mr. Balachander is the Assistant General Manager - Human Resources at Lydia Nidhi Limited. He is responsible for managing the company’s workforce, including recruitment, employee development, and ensuring a positive organizational culture. His expertise in human resource management ensures that Lydia Nidhi Limited attracts, develops, and retains talented individuals who contribute to the company’s success.

Mr. GUNASEELAN GUNASEKARAN
Assistant General Manager - Risk and Compliance

Mr. Gunaseelan is the Assistant General Manager - Risk and Compliance at Lydia Nidhi Limited. He is responsible for ensuring that the company identifies, assesses, and manages potential risks while maintaining full regulatory compliance. His expertise in risk management ensures that Lydia Nidhi Limited remains resilient and adheres to all legal and financial regulations.

Mr. PARTHASARADHI SRINIVASALU
Assistant General Manager - Strategic Planning

Mr. Parthasaradhi serves as the Assistant General Manager - Strategic Planning at Lydia Nidhi Limited. His role focuses on formulating long-term strategies that drive the company’s growth, competitive advantage, and operational efficiency. With expertise in market analysis and strategic development, Mr. Parthasaradhi helps Lydia Nidhi Limited navigate challenges and seize opportunities in the financial services landscape.

Trust and Transparency
We believe in building lasting relationships based on trust.

Customer-Centric Approach
Your needs and interests are our top priority.

Integrity and Security
We ensure all your financial transactions are safe and secure.

Community Empowerment
We strive to create financial opportunities for people from all walks of life.

Lydia Group produces and markets a diverse range of beverages, including soft drinks, energy drinks, and premium bottled waters. The company’s focus on quality and sustainability makes it a preferred choice for consumers globally.

Through its luxury clubs and travel services, Lydia Group offers elite experiences, including bespoke travel packages, international destination management, and exclusive memberships that provide access to some of the world’s most sought-after locations.

Lydia Group’s e-commerce platform is at the forefront of digital retail, offering a seamless online shopping experience with a wide range of products, from fashion to home goods, at competitive prices.

Lydia Group is involved in the entertainment industry, providing high-quality content across television, film, and digital media. The company focuses on creating impactful, engaging entertainment that resonates with audiences worldwide.

With a robust financial services division, Lydia Group provides a range of solutions, including investment management, insurance, wealth advisory, and digital banking services. The division is committed to helping clients achieve financial security and growth.

Lydia Group is dedicated to advancing health and wellness through its healthcare services. This includes medical clinics, pharmaceutical distribution, and health-tech innovations aimed at improving access to quality care for communities everywhere.

The company has a strong presence in infrastructure development, with major projects spanning real estate, transportation, and urban development. Lydia Group is committed to building smart, sustainable infrastructure that drives economic growth.

Lydia Group offers a range of lifestyle products and services, from fashion and wellness brands to home décor and luxury items. The group believes in enhancing the lives of its customers through quality, innovation, and elegance.

With a state-of-the-art logistics network, Lydia Group ensures the efficient movement of goods globally. The logistics division focuses on fast, reliable, and sustainable transportation solutions that support businesses and communities alike.

Lydia Group operates in the mining sector, exploring and extracting valuable minerals and resources. The group emphasizes environmentally responsible mining practices and is committed to contributing to sustainable economic development.

Lydia Group is a champion of sustainability, investing heavily in renewable energy projects. The group is committed to driving the global transition to clean energy, focusing on solar, wind, and other eco-friendly power solutions.

In the technology sector, Lydia Group leads the way with cutting-edge innovations in AI, software development, and cybersecurity. The company is shaping the future of tech by focusing on disruptive technologies that improve efficiency and transform industries.