Unlock the Power of Your Investments Our Loan Against Government Securities Bond allows you to leverage your investments in government bonds. Whether you need funds for personal use, business expansion, or any unforeseen expenses, we provide a quick and easy way to access cash without selling your bonds.
Credit Profile: A satisfactory credit history is preferred to enhance your application.
No Prepayment Penalties: Pay off your loan without any hidden fees.
Quick Disbursal: Receive funds in your account swiftly after approval.
Access Funds Quickly Without Liquidating Your Savings With our Loan Against Sovereign Gold Bonds, you can utilize your gold investments without parting with them. Whether it's for home renovation, travel, or other financial commitments, we’re here to help you secure the funds you need.
Loan Amount Flexibility:Borrow against a significant portion of your sovereign gold bond value.
Fast Processing:Get your funds quickly with minimal paperwork.
No Early Closure Fees: Enjoy flexibility in repayment.
Loan Amount Flexibility: Borrow against a significant portion of your sovereign gold bond value.
Fast Processing: Get your funds quickly with minimal paperwork.
Unlock the Value of Your Savings Our Loan Against Post Office Bonds is designed for those who want to tap into the security of their savings. This option offers a hassle-free way to meet your financial requirements while keeping your investments intact.
Leverage your investments without having to sell or liquidate them.
Submit required documents, including identification and your Post Office Bond details.
Use the funds for any purpose, be it medical emergencies, home renovations, or business ventures
No. 1/375-16, Rayakottai Road, Krishnagiri, Tamil Nadu, INDIA-635-001. Phone: +91 4343 29 1000 | Mobile: +91 9487 39 1000 Email: [email protected]
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At Lydia Nidhi Limited , we are committed to ensuring your privacy and protecting the personal information you provide during the registration process. This Registration Privacy Policy explains how we collect, use, store, and protect your personal data when you register with us or create an account on our website. By registering with Lydia Nidhi Limited, you agree to the terms and conditions set out in this policy.
We may update this Registration Privacy Policy from time to time. Any changes will be posted on this page, and we will update the Effective Date at the top of the policy. Please review this policy periodically to stay informed of any changes.
Lydia Nidhi Limited is a trusted financial institution offering Nidhi services in line with Indian regulations. We focus on promoting financial well-being by providing secure, accessible, and member-centric savings and lending products. Our philosophy of mutual benefit helps members grow their finances while supporting the community with affordable credit. We have earned the trust of thousands of satisfied Members.
Welcome to Lydia Nidhi Limited!
As Chairman, it is my pleasure to introduce you to Lydia Nidhi Limited,
a trusted financial partner dedicated to empowering our members through secure savings, affordable credit, and community-focused financial solutions.
At Lydia Nidhi Limited, our core philosophy is based on mutual benefit, where each member's success contributes to the well-being of the community. We strive to make financial services accessible, transparent, and tailored to your needs. Whether you are saving for the future or seeking credit, we are here to support your financial journey with trust and integrity. I thank our members, employees, and stakeholders for their continued support. Together, we will continue to grow and create new opportunities for financial success.
Warm regards, Mr. SRINIVASAN KANNAN Chairman Lydia Nidhi Limited
Lydia Nidhi Limited is guided by a skilled and dedicated Board of Directors, committed to driving the company's success and ensuring the highest standards of financial service, transparency, and member-centric values.
Mr. SRINIVASAN KANNAN Chairman - Managing Director
As the Chairman and Managing Director, Mr. Srinivasan Kannan brings over 18 years of experience in finance and business leadership. He provides strategic direction and oversees the company’s operations, ensuring that Lydia Nidhi Limited stays focused on its mission to empower members with secure and reliable financial solutions.
Mr. JAI BHAVAN RAMAN Director - Finance
Mr. Jai Bhavan Raman leads the financial operations of Lydia Nidhi Limited, ensuring sound financial planning, investment strategies, and long-term sustainability. With a strong background in corporate finance, he manages the company’s financial health and helps drive its growth.
Mr. SATHISH PANNEERSELVAM Director - Operations
Mr. Sathish Panneerselvam is responsible for the smooth and efficient functioning of Lydia Nidhi Limited’s day-to-day operations. Her leadership ensures that our services are delivered with excellence, focusing on process optimization, customer satisfaction, and continuous improvement.
We are proud to have a skilled and experienced leadership team guiding our organization.
Our executive team is committed to promoting financial inclusion, supporting our members, and fostering community growth.
Mrs. MASILAMANI VELLINGIRI Secretary
Mrs. Masilamani ensures that the company adheres to all regulatory and statutory requirements. With a robust background in corporate law and governance, she plays a vital role in maintaining transparency and compliance across the company’s operations.
Mr. GUGANATHAN MANI General Manager - IT & Systems
Mr. Guganathan is the General Manager - IT & Systems at Lydia Nidhi Limited, responsible for overseeing the company's technology infrastructure, digital transformation initiatives, and ensuring secure and efficient IT operations. With a strong background in information technology and systems management, Mr. Guganathan plays a pivotal role in implementing innovative IT solutions that enhance business operations and improve service delivery.
Mr. SREEDHAR GANESAN General Manager - Savings & Deposits
Mr. Sreedhar serves as the General Manager - Savings & Deposits, where he is responsible for overseeing the company’s deposit products and ensuring that members receive competitive and secure savings options. With extensive experience in financial services, Mr. Sreedhar focuses on product innovation, customer satisfaction, and strategic growth in the deposit segment.
Mr. CLEMENT PANNEERSELVAM General Manager - Credit & Loans
As the General Manager - Credit & Loans, Mr. Clement is responsible for managing the credit and loan portfolio at Lydia Nidhi Limited. With in-depth expertise in credit analysis, risk management, and loan operations, Mr. Clement ensures that the company’s lending practices are in line with member needs while maintaining financial prudence.
Mr. BALACHANDER GANDHI Assistant General Manager - Human Resources
Mr. Balachander is the Assistant General Manager - Human Resources at Lydia Nidhi Limited. He is responsible for managing the company’s workforce, including recruitment, employee development, and ensuring a positive organizational culture. His expertise in human resource management ensures that Lydia Nidhi Limited attracts, develops, and retains talented individuals who contribute to the company’s success.
Mr. GUNASEELAN GUNASEKARAN Assistant General Manager - Risk and Compliance
Mr. Gunaseelan is the Assistant General Manager - Risk and Compliance at Lydia Nidhi Limited. He is responsible for ensuring that the company identifies, assesses, and manages potential risks while maintaining full regulatory compliance. His expertise in risk management ensures that Lydia Nidhi Limited remains resilient and adheres to all legal and financial regulations.
Mr. PARTHASARADHI SRINIVASALU Assistant General Manager - Strategic Planning
Mr. Parthasaradhi serves as the Assistant General Manager - Strategic Planning at Lydia Nidhi Limited. His role focuses on formulating long-term strategies that drive the company’s growth, competitive advantage, and operational efficiency. With expertise in market analysis and strategic development, Mr. Parthasaradhi helps Lydia Nidhi Limited navigate challenges and seize opportunities in the financial services landscape.
Trust and Transparency We believe in building lasting relationships based on trust.
Customer-Centric Approach Your needs and interests are our top priority.
Integrity and Security We ensure all your financial transactions are safe and secure.
Community Empowerment We strive to create financial opportunities for people from all walks of life.
Lydia Group of Companies is a dynamic, global conglomerate with a vast portfolio of businesses spanning across a wide range of sectors. With a focus on innovation, sustainability, and delivering exceptional value, the company has successfully established itself as a leader in multiple industries. From beverages to technology, Lydia Group's commitment to excellence is reflected in each of its sectors.
Lydia Group produces and markets a diverse range of beverages, including soft drinks, energy drinks, and premium bottled waters. The company’s focus on quality and sustainability makes it a preferred choice for consumers globally.
Through its luxury clubs and travel services, Lydia Group offers elite experiences, including bespoke travel packages, international destination management, and exclusive memberships that provide access to some of the world’s most sought-after locations.
Lydia Group’s e-commerce platform is at the forefront of digital retail, offering a seamless online shopping experience with a wide range of products, from fashion to home goods, at competitive prices.
Lydia Group is involved in the entertainment industry, providing high-quality content across television, film, and digital media. The company focuses on creating impactful, engaging entertainment that resonates with audiences worldwide.
With a robust financial services division, Lydia Group provides a range of solutions, including investment management, insurance, wealth advisory, and digital banking services. The division is committed to helping clients achieve financial security and growth.
Lydia Group is dedicated to advancing health and wellness through its healthcare services. This includes medical clinics, pharmaceutical distribution, and health-tech innovations aimed at improving access to quality care for communities everywhere.
The company has a strong presence in infrastructure development, with major projects spanning real estate, transportation, and urban development. Lydia Group is committed to building smart, sustainable infrastructure that drives economic growth.
Lydia Group offers a range of lifestyle products and services, from fashion and wellness brands to home décor and luxury items. The group believes in enhancing the lives of its customers through quality, innovation, and elegance.
With a state-of-the-art logistics network, Lydia Group ensures the efficient movement of goods globally. The logistics division focuses on fast, reliable, and sustainable transportation solutions that support businesses and communities alike.
Lydia Group operates in the mining sector, exploring and extracting valuable minerals and resources. The group emphasizes environmentally responsible mining practices and is committed to contributing to sustainable economic development.
Lydia Group is a champion of sustainability, investing heavily in renewable energy projects. The group is committed to driving the global transition to clean energy, focusing on solar, wind, and other eco-friendly power solutions.
In the technology sector, Lydia Group leads the way with cutting-edge innovations in AI, software development, and cybersecurity. The company is shaping the future of tech by focusing on disruptive technologies that improve efficiency and transform industries.